Pension Funds

Building together a secure future for your members

Customised and responsible investment solutions for pension funds to support your members' retirement objectives.

Pension Funds - Discover our tailored investment solutions for pension funds. Explore our innovative and sustainable solutions built to meet all your long-term investment objectives.

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| Business cases | Current challenges | Investment solutions | Retirement Insights |

Client success stories

Every pension fund has its own unique challenges. Explore real-life business cases to discover how we mobilise our investment expertise, solutions and services to provide tangible answers to the needs of clients like you.

Business Case -

Building long-standing and sustainable partnerships

Business Case -

Implementation of a Contribution-Based Lifecycle Pension Plan for a multinational corporate

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Current challenges

We work together to address these structural challenges, building resilient investment strategies that are designed to meet your long-term objectives.

Changing demographic dynamics will shape the financial landscape, particularly for pensions. 
By 2050, the proportion of EU population aged over 65 is
expected to be more than 30%1.


Requires deep understanding of
the underlying forces driving
growth, as well as flexible
and individualised retirement
solutions.
 

(Source: Eurostat 2025)

Eurozone inflation has stabilised around 2%1, but inflation risks
remain in the US amid tariff worries, while in the UK,
CPI has risen to 3.8%2.
 

Agility is key.
In a world of high uncertainty and inflation risks, seek diversification through real and alternative assets as well as geographic allocation strategies.

(Source: 1. Eurostat August 2025, 2. Office for National Statistics July 2025)

 

The proportion of pension funds invested in private markets is 
predicted to rise from 74% in 2024 to 86% by 2027

An alternative source of performance, private markets also offer opportunity for impact. 
Impact investing brings a dual benefit: yield and a 
positive and measurable social or environmental impact.

(Source: Amundi-CREATE Report 2024)

46% of individuals invest to ensure a comfortable retirement, 
34% to fund long-term care and 31% to fund education 
and to leave an inheritance for younger generations. 
 

We build retirement solutions designed to meet your members’ retirement goals. 
Customised glide paths incorporating your member's KPIs and ESG preferences.

(Source: Decoding Digital Investment 2025)

 

73% of institutional investors 
believe societal impact
is essential
 

Responsible investing is a cornerstone of Amundi’s investment approach.
100% of actively managed
open-ended funds integrate ESG criteria.
 

(Source: Amundi)

 

68% of pension funds considered geopolitical rivalries
a factor constraining their investment in Asian markets.
 

Geopolitics can have profound implications on long-term allocation decisions.
We leverage in-house geopolitical expertise to incorporate geopolitical risk in investment process and help you manage geopolitical risk.
 

(Source: Amundi-CREATE Report 2024)

 

60% of pension funds seek tools to measure the ESG impact of their investments

Our technology arm, Amundi Technology, combines expert knowledge and data services to provide you with leading ESG insights, reporting and analysis to strengthen and meet your sustainability-related investment objectives.
 

(Source: Amundi, 2024)

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- Francesca CICERI: Global Head of Institutional, Clients Coverage

Francesca Ciceri

Global Head of Institutional Client Coverage

In an evolving retirement market, understanding the individual needs of each scheme is vital. We are committed to building tailormade retirement solutions that best meet the needs of each pension fund.

Francesca Ciceri, Global Head of Institutional Client Coverage

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Our comprehensive pension solutions

Explore below our effective solutions for all types of pension funds worldwide.

 

With a full-range of asset classes capabilities for pension funds, we are also specialists at integrating responsible investment across the entire pension value chain.

Our comprehensive pension solutions

who we serve - pension funds-solutions

Defined Benefit solutions

Defined Contribution solutions

We offer a full range of investment solutions to meet the long-term needs of defined benefit (DB) pension funds:

Solutions to manage
liability risk
                        

Extensive fixed income teams providing liability-driven and cash-driven investing, as well as efficient derisking solutions.

 

Help improve returns and diversification
                        

A comprehensive range of strategies for growth and diversification purposes, available across all asset classes; active and passive, public and private.

 

Reflect your responsible
investment preferences
                        

A large range of open-ended funds and tailor-made solutions for integrating ESG factors and managing climate-related risks.

We offer capabilities to support defined contribution (DC) schemes and your members in meeting industry challenges through a wide range of solutions:

Active investment
building blocks
                        

For growth & diversification purposes: active fixed income, equity strategies, absolute return multi asset and real assets.

 

Passive investment
building blocks
                        

Expansive global platform of cost-effective ETF and index solutions, both off-the-shelf and customised.
 

 

Responsible Investment
solutions
                        

A comprehensive range of active and passive responsible investment and net zero strategies.
 

 

Bespoke, goal-based
retirement solutions
                         

Life-cycle solutions tailored to the individual goals of your members and their retirement pathway.

 

Customisable glidepath
simulations
                        

Comprehensive modelling capabilities reflecting risk profile and client constraints to illustrate different retirement plan options.

 

Personalised decumulation pathways
                        

Flexible and personalised decumulation solutions to convert accumulated assets into a steady and secure retirement income.

Optimal decumulation strategies

Defined Contribution Investment Approach

We offer a full range of services and advisory

As a dedicated partner to DB and DC plans, we can support you with advisory offerings and services across your pension fund’s whole value chain:

Our outsourced investment solutions team work with public and private pension funds across the globe to provide strategic advice and assist you in implementation. Our solutions platform aims to understand your distinct needs to:

  • Strengthen your investment framework
  • Generate returns
  • Enhance operational efficiency

We offer support on governance and strategy, asset allocation advisory, overlay management, asset or liability modelling and liability benchmark design.

Enhance your capabilities and achieve more impactful investment decisions with our ALTO Technology platforms. Our services offer for pension funds includes:

  • A flexible portfolio management system
  • Consolidated risk monitoring
  • A cloud-based ESG data analytics solution, ALTO Sustainability
Explore our Amundi Technology services

Enhance your quality of execution and scale your trading capacity with Amundi Intermediation. Our regulated entity is dedicated to best execution and one of the leading providers of buy-side outsourced dealing solutions for all asset classes and geographies

Explore our Trading services

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Research and insights for pension fund decision-makers

Helping you invest responsibly with Amundi's sustainable pension fund solutions.

Research and insights for pension fund decision-makers

We offer our economic and financial expertise to pension funds through targeted publications, enhanced strategic dialogue and specialised events such as the annual Amundi Pension Club.

Discover our range of strategies for pension funds

Responsible Investing Solutions Amundi

Equities

Emerging Markets

Fixed Income

Multi‑Asset

Real & Alternative Assets

An expertise built on experience

As Europe's largest asset manager1, we are a leading provider for pension funds.

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Regions of client coverage: 
Europe, Asia, the Americas,
and MEA1

More than 460

DC & DB pension fund clients2

>€200 bn

in DC & DB pension assets
under management2

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Contact us to discuss your needs

Contact our dedicated team

1. Middle East and Africa. Source Amundi, as of end December 2024
2. Source Amundi, as of 31/03/2025

Frequently Asked Questions
Have questions? We’re here to help

Amundi provides solutions for all types of institutional pension funds worldwide: defined benefit (DB), defined contribution (DC), and hybrid pension funds, offering investment and technology solutions across the entire pension value chain.

For pension services for individual investors, please contact your local Amundi office. 

You can log in to your account, or reset your login details on https://epargnant.amundi-ee.com/#/connexion

If you’re still having trouble logging in, you can contact the employee savings team helpline on: +33 4 75 74 30 44, email address: customer.box@amundi-tc.com

Amundi provides a full range of active and indexing strategies across traditional and alternative assets, as well as tailored investment solutions to address the short-, medium- and long-term needs of pension funds, and help tackle your major savings and investment challenges. 

Discover more about Amundi’s solutions here

Amundi is committed to supporting pension funds navigate the responsible investment landscape and define their net-zero approach. We support our clients in embracing sustainability through an extensive range of active, index and bespoke responsible investment and net-zero solutions and services to address the broad range of investor preferences.

Find out more about Amundi’s commitment to responsible investment

Yes, Amundi offers a comprehensive range of expertise for DC pension schemes and their members. We provide tailored investment solutions, with customisable, integrated and modular access to all our retirement services to respond to your needs in a targeted manner. Providing active and passive investment building blocks, goal-based retirement solutions, customisable glidepath simulations, and personalised decumulation pathways to meet all your member’s retirement KPIs.

Discover more about Amundi’s approach to Defined Contribution

Amundi supports pension funds with a full range of advisory services, solutions and technology, including trading services, ESG-advisory and data solutions, knowledge-transfer, and training assistance. Our dedicated retirement solutions team provides strategic advice, asset allocation advisory, governance support, overlay management, and liability modelling. 

Access Amundi’s regular publications on the Amundi Research Center website.

Visit our Amundi Research Center website

Stay up to date with economic and market research and insights tailored to pension funds, and receive invitations to our exclusive pension events by using the contact form.

Contact us